When undergoing a Financial Game Plan analysis, our clients often see the flaws if they continued on their current financial path.
We have all enjoyed a substantial increase in value of our homes and investment properties, but Australia’s household debt-to-income ratio is 190 per cent, which is one of the highest in the World.
There is an important difference between good debt and bad debt. Good debt is used to build wealth and there is no better example than an investment property. Bad debt, for example credit card debt, diminishes debt over time.
Our strategic advice in a Financial Game Plan will analyse and target paying out any bad debt, and then develop strategic steps to enable you to be debt free in retirement. This will ensure that you are not exposed to interest rate risk at your most vulnerable time.
Our business model is to keep our practice small and manageable, with a focus on quality clients who have life aspirations that they wish to fulfil through money, advice and planning.
